In China, you can’t exist without a smartphone, because for all existential things you have to do (paying bills, buying tickets etc.) , you are forced to use the almighty wechat app. Smartphones are a tool to manipulate and to spy on the population. It is a tool utilized by the ruling class, to control the masses. I hate the future and I hate “progress”.
I’m not familiar with payment-related laws in Sweden so I can’t really comment, but sure if that’s how they’re set up legally that’s fine, i still think it’s not right unless the means for payment is readily accessible for every person.