Polling the community here. Please share your experience with pet insurance providers in the USA. The good, the bad and the in-between. If not from the USA, please list the country.
Do they accept older cats? Recently adopted cats from a shelter? Preexisting conditions? How much is the premium? Etc.
I strongly disagree with the people who say pet insurance is prohibitively expensive.
We pay around 120 per month for both of our cats and it has paid for itself several times over. When we had 4 cats, it was under $200 per month.
One emergency surgery can be over $5,000.
Dental issues can be extremely costly.
We had a cat with chronic allergies. Insurance covered his ongoing immunotherapy treatments which were over $100 per month.
We had a cat with cancer who had over $10k in treatments and surgeries covered in less than a year.
I strongly, strongly recommend you get quotes from a couple reputable providers. We have been very happy with trupanion.
Then, call your vet and ask how much surgery for an abscess, tooth extraction, cancer treatment, or broken leg is. Then ask how much an ultrasound is.
We have saved thousands of dollars over the years with pet insurance.
Mine just covered thousands of dollars for my little dude, sadly only the beginning of the finances of it.