I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number, then did $8,000+ worth of fraud with it before I figured out what happened.
I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number, then did $8,000+ worth of fraud with it before I figured out what happened.
Wait, I was talking about the fact that most EU bank (if not all) need to have a two factor authentication system in place, which limit a lot what a scammer can do.
In this case I think that a scam like this would not be possible or at least it would be stopped in the moment the bank app would ask to confirm what I am supposedly doing.
A national digital ID system is nice (in Italy we have the SPID), but it does not limit anything if you really can do everything with just the credid card number.