People in Australia do experience medical bankruptcy. It’s incredibly rare now. But it’s true. But it used to be so much worse before we had a public health system. And health outcomes were worse as well. And it cost more.
https://www.abc.net.au/news/2019-05-18/bob-hawke-what-did-australia-have-before-medicare/11124180
You have to shout to gather and control your ki. If you’re doing it right you’ll gain a red fiery aura, and in turn, your whole body and clothes might bristle and turn a reddish tint.