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Joined 1 year ago
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Cake day: July 3rd, 2023

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  • Yes, thank you! I hate this constant narrative that back-to-office is always tied to commercial real-estate investments, or that there’s some magical tax incentive.

    Usually what you have is: bank lends money to a commercial real estate company that owns the building. Commercial real estate company leases out office space to one or many companies. When those companies reduce or terminate their leases, the commercial real estate company struggles to pay their mortgage and defaults. Commercial real estate loses. Bank loses. And if commercial real estate had pooled investments to fund the building (along with bank loan), then those investors lose as well.

    There are some large companies that own their own buildings, but that’s more of an exception.



  • If the test is standardized, then I’m assuming test prep already exists for it. Your goal should be to pass the test, not to learn Hindi, because one month is wayyyyy too short to learn a language. You might be able to pick up the alphabet, and some common phrases within a month.

    Once you’ve passed the test, you can focus on learning Hindi. If you study 4-6hrs a day, then I reckon you could be intermediate in about 6-12mos.