lattrommi

Stay on Earth.

Pretend all is normal and fine.

Once the ‘elite’ have left to their new planet:

Cut off all communications with them.

Destroy any of their supply lines left behind.

Wait 5-10 years.

Watch as the Earth heals rapidly, with it’s biggest source of destruction now gone and nature resumes being an unstoppable force.

Live a long and happy life, free of megalomaniacs.

Optional: hold hands with two chicks at the same time.

It didn’t happen while Biden was in the height of his presidency

It didn’t?

In his first year in office I remember loans were getting partially forgiven through the public service forgiveness, (for firefighters, teachers, first responders and other civil servants) Prior to Biden, that program forgave ~7,000 loans in full or in part since it started in 2007. Overall, the current leadership has forgave some or all student loan debt for over 4 million people so far. That’s pretty great I think. Hopefully they manage to help a few more of the remaining 10 million victims.

The key words there are ‘long term’. It takes forever to get these rules and regulations in place and they aren’t going to be dismantled immediately. Rome didn’t fall in a day. I think IDR’s and most of the alternative payment plans have fixed interest rates. You’re likely at a fixed rate already. Ask about those if you call the loan servicer. Any significant change will take time and have pushback. Get your shit sorted out ASAP for sure, you should be doing that anyways. Then worry about what changes a bankrupted pedophile might try to pull.

RE: cat, Looking directly at a cat or engaging with one directly can be interpreted as an act of aggression. Note that cats do not have the ability to discern species. To the cat, you are one of these things: food; enemy; a bigger cat with less hair. If you ignore the cat, it will assume you are not a threat. It may warm up to you faster this way. Some cats are just jerks too.

To live my life as happily as I can. Oh and two chicks at the same time I guess.

I moved all my debt from a third party to being a government loan. Does that change anything?

Yes, that is the wisest move you could have mmade considering your circumstances as I understand. I am not an accountant, lawyer or professional of any kind that’s relevant. Some of what I say here may be incorrect. To the best of my knowledge it’s accurate. I am someone who had the entirety of their student loans forgiven, thanks to president Joe Biden. It took a large amount of time spent reading legalese, time on the phone with loan servicer representatives and way too much time worrying about shit which I could not change quickly or easily.

First thing: No one should ever be trapped in a situation, where they feel they must choose between bills/food/rent or paying loans granted for educational purposes and enabled/encouraged by the government. No one. Honestly it’s ironic in my opinion, that there is a lack of educational resources available for mitigating debt gained solely for the purpose of education.

Thankfully, there are also many, many rules in place, made to prevent your situation and others like it from occurring.

1. Call your loan servicer or spend time on their website.

If you suck on the phone, go to their website. If the website sucks or is confusing, take short notes and write down any questions. The most likely best option for you is an Income Driven Repayment plan. IDR. However, some people may not qualify due to whatever loan scams were available when the loan was first taken out.

2. The servicer representatives are paid regardless of what you do.

The person you talk to is not getting a commision. Your payments do not go to them. They are there to answer your questions. Their job is to keep the account out of default. They (probably) do not want you to go into default or declare bankruptcy. They (hopefully) want you to communicate, work with them and eventually make payments or contribute to society (more on that later). The government owns your debt. That debt is also probably insured or negligable. The government probably does not NEED your balance in full on time. They have other ways of generating income, like literally generating physical currency. Having wages garnished and getting drops in your credit score are from not doing anything and gnoring the debt and their notices.

3. IDR.

On an IDR they will look at your income and any other expenses you might have. Some things count in your favor like paying your electric bill and rent, other things are irrelevant like a nyetflix subscription or paying for ubers. They determine through algorithms or math or something if you can afford to make payments or not. If you are truly in dire finanacial stress, you probably will get a deferment if you aren’t already on one.

4. There are other debt forgiveness programs.

If you work as a teacher you can get loans forgiven. Same goes for certain types of public service. There are other repayment plan options. Check studentaid.gov, it has a forgiveness page with a wealth of information. It isn’t always easy to understand because there is a lot of nuance and circumstances covered. You can try calling their hotline number too but I had better luck with the servicer. Mine were forgiven due to being totally and permanently disabled. I had no idea it was an option.

5. Conclusion.

There are other comments here basically saying “jUsT pAy it” which aren’t contributing to the conversation at all. They should be treated as what they are: trolls and losers. Fuck them. They deserve nothing, not a second glance, not a reply, not even a downvote. Fuck. Those. Pricks.

Good luck, don’t let your past define your future. Unless you want it to.

I try to follow a set of rules which define how i should live my life written in my own words, which essentially restate the golden rule/10 commandments/fundamental tenets/etc. I read them as myself, as if I’m giving advice to myself. Pronouns can be tricky. I don’t follow them perfectly and often will tweak the wording, hoping to avoid misinterpretation.

I call them my veritaclaritives. (veritas + clarus = loud and clear truth; probably bad latin)

• Always look out for #1

• Always be prepared for a #2 (e.g. romance, friendships, shit)

• Only desire what you require

• It’s only theft if they need it more than you (emphasis on NEED)

• Create more than you consume

• Help people up, more and before you put anyone down

• Treat everyone as a friend until they prove otherwise (emphasis on both THEY and PROVE; the golden rule)

• Make amends with your friends, before an unexpected end (r.i.p. Nivec)

• Keep your friends close, be your own worst enemy

• If thoughts of any enemy anger you, you’ve already lost (note plural)

• Destroy enemies until they are unable to do you harm

• All enemies can be defeated through unconditional love.

Ford, Jeep, Chevy.

I have an unrelated theory that places with “pleasant” or “friendship” in their name, are former sites of some horrible historic event.

deleted by creator

I don’t really think I’m important enough for doxxing to matter. I’ve even posted my social security number in a chat room before, just for a laugh. Also my banking and paypal logins.

One time after I did that, I met a nice person who privately messaged me. They were just like me, same mothers maiden name, same name for our first pet, even went to the same first concert! what are the odds?

Anyways so like a week later some hacker stole my identity. I couldn’t believe it. The crazy part though is that my credit score actually went UP. About a month later the hacker actually called me and tried to make me take my identity back but I knew better than that. No backsies. Heh, sucker. Have fun with your new wife, moron.

Honestly, I was happy to have someone to talk to for a bit. It was nice.

I’m sitting in the dark

Do you spend a lot of time in the dark? How much natural sunlight do you get?

I ask because I have felt like what you describe. Vitamin D deficiency might be a contributing factor. Supplements might help but the best thing is to spend time outside for 3 hours per week minimum, preferably in a natural setting away from gas powered vehicles.

doing nothing right now.

Start doing something. Anything. Move your body. It can be as simple as walking for 30 minutes a day. You can get your sunlight while you do it. It’s fine if it is cloudy, it is not as good if you are indoors, even if there are windows. Exercise will get your blood moving. The hormones which regulate your mood might be malfunction or waste could be getting built up in your brain and causing depression. Get your heartrate up, let the blood carry waste out.

My college degree(computer engineering) got me nowhere.

Does your degree have legs? Is it supposed to carry you around? No, of course not. I think. I don’t actually have a degree. If I had one, I would be taking it to places. Especially places that have a use for it. Are there no jobs where a computer engineering degree is needed near you? These days even small businesses need an IT person. If there are none, start your own. I do not know what starting a business entails in Cambodia but it may be simpler than you realize. Start a computer repair shop. Offer to recover data for regular people, like photos from old hard drives and flash drives or sd cards with testdisk. Do it cheap, give discounts and start with a warning that you might not be able to recover anything or fix their computer and that you are a last resort, when no where else can help or they can’t afford a professional place, so you don’t have to worry about failing. Make a name for yourself.

Besides that, my country is a toilet now and rapidly becoming worse

It’s not too late for a career change. If your country is in the toilet, become a plumber. If it is rapidly becoming worse, find a way to slow it down, work to turn it around in any way you can think of. Become a politician and overthrow the goverment or die trying. At least you might die a hero instead of ending it yourself and being quickly forgotten.

I’ve looked on Indeed

Indeed is trash. Find anything else. Even Fiverr.com or Legiit.com are probably better.

Last advice: Pick a goal. Even something stupid. Work towards it. Do not expect to acheive the goal. It is only the carrot on a stick to lure you to anywhere that is not the place you are now. You might be led to where you are supposed to be along the way.

Sky Chase Zone - Sonic the Hedgehog 2

There isn’t anything you need to know. It’s the opposite actually. You can now forget about graphics drivers entirely if you want. Unless it’s like, a job or hobby or something.

Questioning a bang.

My quick and dirty interrobang with her revealed to me how empty inside I was, unlike the outhouse we were in.

I think I read this post wrong.

I was thinking the sentence “We could be saving the world!” meant ‘we’ as in humans only.

No need to be training AI. No need to do anything with AI at all. Humans simply start saving the world. Our Research Papers can train on Reddit. We cannot be training, we are saving the world. Let the Research Papers run a train on Reddit AI. Humanity Saves World.

No cynical replies please.

You still can’t do it. this is pointless. have a nice day.

You seem to have misunderstood what i said. You fail to address the actual concept i refer to and the attitude with which you do this is not productive. it’s insulting, assumptive and hostile.

are you sure you read my comment correctly? you spouted off about tangential issues in what appears to me, a sort of wild rage. you make an accusation and assumptions about me and how i act. you trash mozillas reaction to the outcry of their addition. you speculate a conspiracy theory about mozilla only trying to get away with stuff and hypothesize about them being ignorant and clueless.

i get it, you have strong feelings about privacy. you now hate mozilla for thier treachery. this was the final straw that made you jump ship. i’m glad you quickly found a browser that works for you. thanks for the unsolicited endorsement of your personal solution. good to hear that it has absolutely no issues with extensions made for firefox. which librewolf was forked from… so why wouldn’t they? is getting in a one way shouting match meant to convince people to convert to another browser?

my statement was intended as invitation for someone to provide an argument as to how the actual addition to firefox is not privacy respecting, like the actual inner workings of it. not assumptions about its creators or their motives or the method of its introduction or how the nefarious villians behind such great injustice must be burned at the stake. not the far reaching ramifications it might lead to. what is it doing that makes one persons personal privacy specifically affected?

I use Mull on my phone. Haven’t gotten around to playing with Librewolf but it is on my list of things to do.

I don’t consider the addition to be an anti-privacy feature however. I’d like to see someone change my mind about that.

They didn’t, just like every other mainstream browser does. It was pretty lame. It was in the change notes but I don’t know too many people that read those anymore. Their explanation of the system and the ease to turn it off placated me. I have the feature on and have had it on since the day it was released.

That’s probably the better way of putting it. As far as mainstream browsers go.