

Did folks not learn this from the response to Hurricane Katrina ? The people of New Orleans were basically left to rot while the State of Louisiana and Federal Government were standing around holding their dicks. When they finally did respond, it was about as bungled as it could be.
Whatever area you live in, figure out what disasters are possible/likely and plan to deal with the fallout from one of those, with zero help for a two weeks or more.
Bitcoin is a ponzi scheme with a really long time horizon. In a way, any fiat currency kinda is as well. The difference is that a government backed fiat currency like the US Dollar is backed by the US Government saying “you will accept the USD, or else”. That backing keeps the game running. Bitcoin has nothing like that. The only reason it keeps going is because of speculation, money laundering and the purchase of black market goods.
So, as long as you can go buy drugs or move money across borders with Bitcoin, it will have value. As long as it has value, some folks will speculate on it. That can keep prices up, right up until it doesn’t. So, as is always the case for speculative assets, caveat emptor.