Since most budgeting tools I found didn’t satisfy my need (no cloud, automatic categorization of transactions etc.) I tried to create my own tool to categorize my transactions using camt.053 and csv files which I downloaded from my banks. Got bugged down with the presentation via bokeh, so it was pretty crude.
I recently found beancount in combination with fava, which solved most of my problems I had with my own tool. And the good thing: I was able to re-use most of my ‘auto-categorization’ code with only small changes. Not sure how universal my importer is, but with a bit of python know-how it should be quite easy to create an importer for your specific bank export.
From my experience, the csvs I got from my bank was insufficient for automatic mapping, which is why I’m using camt.053 where possible. As the camt.053 is not very common in many countries you could go for OFX files.
Probably something to do with the MTBF (Mean Time Between Failure) based on that you can calculate how long your stuff lasts and how you should schedule repairs, or in that case, how long you can provide warranty. I’d be intetested in the numbers for the jump from 8 -> 15, too