Sorry for the delayed reply. Been AFK.
What, to you, is the actual difference between a community working together and organizing their resources for the common benefit, and a government?
The ability to collaborate solely with values-aligned community rather than being forced to reach consensus across all people in a geographic region regardless of how antagonistic or philosophically misaligned we are.
Not to mention the $7500 tax credit and if you’re in CA there’s also a tax rebate (they send you a check).