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Joined 2 years ago
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Cake day: June 12th, 2023

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  • Stress is relative to your own personal conditions. It’s not absolute. A tech executive might have a nice house and financial security, but if he’s working 80 hours/week under intense pressure to meet some deadline, that’s still stressful. Nobody wants to be perceived as a failure at work, even if their personal financial consequences for failure are minimal.

    Your argument seems to imply it’s impossible to feel stress if you’re comfortable in life. Even the poorest Americans can count on access to food, clean running water, electricity, internet, etc. For most of humanity’s existence, and still today in some parts of the world, these would be considered enormous luxuries, so anyone with access to them would be seen as extremely comfortable in life. Clearly though, people can still be stressed out despite having access to these sorts of things that most of history would consider luxurious.

    Stress is relative, not absolute.




  • Why? You should let each post stand on it’s own merit.

    First, account age is silly for Lemmy, as almost 100% of people on here will have an account creation date in June 2023 or later because this place was a ghost town before Reddit decided to kill the APIs. A month from now, is someone with an August 2023 join date automatically presumed to be a troll, or are they just someone making the switch from Reddit a month later than everyone else?

    As for karma, neither negative karma nor positive karma really tell you anything about the poster:

    For instance, people can make good faith arguments advocating for conservative political opinions, but because the user base skews pretty far left here, those arguments will be downvoted. A discussion forum that bans opposing viewpoints is useless, and the echo chambers on Reddit are something I’d love to avoid here.

    Similarly, it’s also possible to effortlessly build positive karma. Simply copy/paste highly rated comments from the last time a common repost appeared on the feed, and chances are, your copy/pasted comments will get upvoted too. You can even automate it with a bot.

    Karma meant nothing at Reddit, and moderators shouldn’t be using it for decisionmaking purposes. It’s useful for ranking posts and comments, but anything beyond that isn’t helpful.


  • In what context?

    In the insurance world, you sometimes see the phrase “L+ALAE Ratio” to refer to the ratio of (losses + expenses) divided by premium. It’s a way to measure profitability for a book of insurance business: how many dollars of loss and expense do you have to pay per dollar of premium earned? Lower is better, and you don’t want that ratio too much higher than 100%, because that means premiums aren’t high enough to cover losses (though investment income can sustain small underwriting losses).

    I could see “L+” used as shorthand for “L+ALAE” or “L+ALAE+ULAE,” though admittedly, I’ve never seen that specific shorthand used.







  • The past 15 years of growth in anything technology adjacent has been fueled by one thing: Extremely cheap debt. Interest rates have at been rock bottom since the 2008 crisis, and they’ve only started to tick up recently. That means the ability to fund infinite growth for basically nothing, so tech companies have relied heavily on debt financing.

    Now though, that’s no longer viable. Silicon Valley Bank was very heavily involved with all these tech companies, and it went insolvent in March largely because of rising interest rates. They held a lot of long term bonds at low interest rates. In normal conditions, rising interest rates mean lower bond prices and unrealized losses, but not a major problem because they can just hold them to maturity and never realize the loss. Bank runs forced SVB to sell the bonds for huge losses though, turning unrealized losses into realized losses, and a non-issue into a major problem.

    Now that cheap debt is gone, these tech companies are desperately scrambling to attain profitability. It hasn’t been discussed much, but this is a big reason for the changes at both Twitter and Reddit.


  • That’s why it has to be done today. At the moment, Jerboa instantly crashes when trying to access Lemmy, which will definitely scare away new users. My understanding is that this is because Lemmy.World is on version 17, but Jerboa requires instances to be on version 18 or higher. If successful, I believe this would fix the instant crash issue, so we’ll at least have an Android app working again.

    Hopefully, these are just growing pains symptomatic of a site trying to deal with rapid growth and rapid improvements.


  • After a certain point, you consider the risks and have to make a decision weighing the pros and cons of the voyage. Yes, there’s a very real chance of death if things go wrong, but there’s also a chance for a life changing experience if things go right. For some people, the risk and adventure of it all is entirely the point of life.

    As for the money, the $250K is a rounding error to a billionaire. Someone with a net worth of $1B spending $250K is similar to someone with a net worth of $10K spending $2.50 (e.g. about the same as a bottle of soda from a gas station).

    I think a lot of people on here would be willing to take a trip to Mars if it came with a 1% chance of death and a 99% chance of the most memorable experience of your life. You’d probably get a lot of people willing to do the same if the chance of death were increased to 10% too, though obviously, many would view the 10% as too risky. If you increased the chance of death to 50% or higher, most people would decline, but there are a number of thrill seeker / adventurer type of personalities out there that would jump on the offer in a heartbeat. It all comes down to your personal risk/reward tradeoff.


  • No chance.

    Creating a Reddit alternative is easy because you only need to host text, and text doesn’t take up a lot of space. The entirety of Wikipedia’s text, for instance, can be compressed into something like 22 GB, which is small enough that it can be stored on low-end consumer hardware from 20 years ago. The more difficult problem is getting a user base: people don’t want to switch unless they have a compelling reason to, and even with Reddit shitting the bed recently, Reddit alternatives are still pretty empty.

    With video, you have both problems. Like Reddit alternatives, getting people to switch and produce content for the platform is difficult as hell. However, even if you somehow manage to succeed at that, video takes up an enormous amount of space. It simply isn’t feasible to host that much content without millions/billions of dollars of funding available if the platform takes off, and no company wants to invest that sort of money on a low probability gamble competing against one of the largest companies in the history of the world.



  • Agree that it shouldn’t be so complicated. I see that as a major flaw of the platform that will curtail adoption, but who knows, maybe one will win out over the others?

    In any case, my understanding is that you can’t log into the other instances with your username from lemmy.one, but you can read posts and interact with communities on different lemmy sites. For instance, I’m commenting from lemmy.world on a post you made using lemmy.one at a community hosted on lemmy.ml, but we can both read each other’s comments, and so can people that signed up on other instances like beehaw.org.


  • Interesting article. I appreciate that it included the example of a couple in Jersey City, NJ being forced to move because of increasingly exorbitant rent. That article could have been about me personally. I lived in a shitty overpriced 1br apartment that overlooked the Holland Tunnel. Rent was around $2200/year, but they wanted $2700/year for us upon renewal, and after we said no, they upped it to $2900/year when offered to the general public. This was June 2022, and a quick look on their website suggests similar units sell for $3300/month now. I make a decent living, but that increase was way too much for me. That was the final straw to get me to move out of NJ entirely and down to the relatively more affordable DC area. It was similar for many of my neighbors. The NYC area will always have a special place in my heart, but there’s only so much you can take before you begin looking to alternatives.


  • I’m mixed on this. I really don’t want the market even more fractured with yet another streaming service in the mix for MLB games. Ten years ago, it was simple albeit flawed. Subscribe to cable TV if you live in the market, and the RSN has all the games. Today, if you want to watch all the games, you have to bounce around between the RSN, but then a dozen different streaming sites too with games on Apple TV, YouTube, MLB Network, Peacock, ESPN, potentially Netflix, etc… I just want to load up the MLB app, pay a reasonable annual fee, and stream all games without blackout restrictions, but such a service doesn’t exist (legally). Aa a result, I find myself caring about the product less and less with each passing year.


  • From June 14 to June 30, the RIF Android app will mostly work as normal providing access to most of the same subreddits I’ve been visiting for the past decade+. A few will shut down permanently, but other than that, it’ll mostly be the same as before, so I’ll probably use Reddit during that period.

    However, effective July 1, that option disappears completely. If I want to continue using Reddit, I’ll have to download an entirely different app and get used to an entirely different user interface providing an experience much worse than RIF. If I have to learn something brand new anyway, I may as well try an entirely different platform like Lemmy. No idea if I’ll stick here long term or not, but the power of Reddit was the community. If the community migrates over here, I’m all for staying here. I suspect one of the Redsit alternatives will attract a critical mass of people at some point.

    As every internet platform has shown, the enshittification is inevitable. Eventually, Lemmy too will become an unusable mess of ads and feature creep if/when enough money starts flowing in. However, I’m perfectly fine using the site for the next few years until that happens.