Same. The electronics screwdriver set also includes a SIM ejector bit, so its a bit redundant.
Same. The electronics screwdriver set also includes a SIM ejector bit, so its a bit redundant.
oh, I never tried. There goes that option. Wonder if that was intention to prevent people from trying to use emoji passwords because they didn’t trust windows to handle it.
Why would they run their old ad blocker that doesn’t work after installing uBlock instead of uninstalling their old one?
Its worked on desktops for years and works right now. As someone else pointed out “win+.” works as well. Or maybe its supposed to be the only way it works and mine is bugged? Idk. I found it via trying to lock my desktop and mistyping.
Both work for me and I haven’t messed with the keybindings for it.
For Windows 10/11, its win+; to open the emote window.
6 years ago? Was togetic’s catch rate still bugged them? It was practically uncatchable at launch (only crit catches worked)
Cars are the least efficient means of transporting people and make all other means of transporting less efficient. Less cars = more transportation happening.
Bumpier = slower = safer.
Slower = driving less distance = less wear and tear.
USmobile still offers non-unlimited plans. I thought ting did as well, but I guess that changed at some point. But I think I’ve only heard of one person using USMobile.
This whole discussion seems to not be about any underlying disagreement about tech and how it can have negative impacts on society (while giving the impression that it is about that), but rather the tone of the words used to expressed the idea. You keep having to respond to people who misunderstood your intentions because you did a pretty poor job of making it clear what your disagreements with Zeth0s were, so people assumed it was disagreeing with what he said (for good reason given how you start your comment).
Seen a lot of very similar pictures generated via midjourney. Mostly goats fused with the couch.
My first impression was “AI” when I saw them, but I figured an AI would have put buildings on the road in the town and the 2nd one was weird but that parts fit together well enough.
and
About 20% got those correct as human-made.
mean SD
No 9.40 2.27
Yes 9.74 2.30
Definitely not statistically significant.
Imo, 3,17,18 were obviously AI imo (based on what I’ve seen from AI art generators in the past*). But whatever original art those are based on, I’d probably also flag as obviously AI. The rest I was basically guessing at random. Especially the sketches.
*I never used AI generators myself, but I’ve seen others do it on stream. Curious how many others like me are raising the average for the “people that haven’t used AI image generators” before.
I suggested an alternative semi-standardized metric that still wouldn’t describe everyone perfectly, but I suspect would do a better job than the one used. I don’t think its weird to use one. I think the one chosen is weird, even if I acknowledged one of the reasons why they probably used it (easy of data). Current spending would still be a terrible estimate for the FIRE-types who work in HCOL places and move to LCOL places for retirement, but I think it would much better account for ordinary 25th percentile income households who live paycheck to paycheck. But I doubt Vanguard really cares if their metrics are useful for poorer people who live paycheck to paycheck since its obvious they’re not going to have enough anyways and not exactly their target demographic.
Maybe if you assume healthcare stays as-is, you may be able to use roths to keep your taxable-income low enough to stay under the magic number required to get the deductible/max year out of pocket savings and the potentially ~$4000s of dollars a year savings in health care costs.
Numbers:
Hypothetical case: need 30K/year after taxes if getting the MYOP savings or 34K/year after taxes if not and assuming you put in all your money now and wait 30 years to retire using 5% average returns. Assume 4% WR and 27K is the threshold for extra savings. All numbers adjusted for inflation.
t401k:
Need ~213k now -> 921k in 30 years (which would be ~850k after taxes on the gains)
r401k:
Need 193k now if marginal tax rate is 10%, 197k if marginal tax rate is 12% -> 750k (no taxes paid on the gains)
Mixed (you only need to 3k/year from roth to bring taxable income down to threshold):
169K into t401k + 19-20k into r401k (10 and 12% marginal tax rates) = 189k now.
Another easy case is when the current marginal tax is 0%. If you are putting money into retirement accounts when your income is under the standard deduction, then definitely Roth. Traditional literally does nothing in that case.
Of course this is a bit of a contrived example and it assumes you have the same 10-12% marginal tax rate on either side. I think most people who have the extra income to for it to be worth the time to consider the difference probably make enough now to be in higher brackets, but probably will retire with significantly lower spending than their current income. If taxes across brackets increase in the future, otoh, then paying them now would be beneficial and may give some peace of mind about that risk.
There’s so many unknowns that I think its a bit oversimplistic to assume one is simply better than the other.
Was expecting the same and I didn’t even know they switched to torx. Philips screws are bad. I go out of my way and spend extra money to avoid them.