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Joined 1 year ago
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Cake day: September 26th, 2023

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  • While we can’t say for sure, I’d certainly be wargaming some possible outcomes and how to respond to them.

    Wouldn’t surprise me if disability for mental health reasons was high on the list of things to cut. It’s effectively an “invisible” disability, which makes it somewhat easier to cut while limiting loss of political capital.

    I wish you all the best getting through the upcoming difficult years. You’re a genuinely good person for caring and thinking far enough ahead to realize the question needs to be asked.

    For other folks reading this, now is an excellent time to review your payroll deductions and ensure you’re paying for private disability coverage - both short and long term. It’s one of the least expensive ways to hedge against the crazy of the next four years.




  • Feel ya, no job is perfect. My giant employer is great about WFH for those hired as such during a particular period of time, but they’ve outsourced HR entirely to a third party - a simple inquiry becomes a three day saga, abd if I’m talking in real time to HR, voluntarily, it’s because I’ve a concern of some immediacy.

    WFH plus great benefits > downsides, but it’s always a balancing act of priorities for sure.








  • Thought they charged something to put $ on temp card, via EFT though I may well be wrong.

    Don’t recall the org name I conflated w them anymore u fortunately.

    And from where I sit, yeah they pay me to some degree - the acct costs me nothing, and it’s got a handful of the usual “edge case” insurance benefits and such most debit cards don’t.

    Not real useful to me, admittedly, but I do receive something.

    That, and they reliably post direct deposit exactly 48h early, plus or minus fifteen minutes. Ability to plan my life around when exactly my check will show up has value. Seems to be very much a “best effort” basis to post early w/ most banks.

    Lots of that stuff is useful because of my individual habits and patterns of spending I’m sure, might well not be for you.

    Will check out privacy, now I’m kind of curious if there is something even more friction free for my scenario.


  • Pharm tech licensing varies wiiiiidely across the states. Some require natl very, some require basically on job training IIRC.

    RPh not so much, but tech also has responsibility not to kill you with a misfill and more eyes are always good for preventing deaths.

    The shit wages they pay in relation to being responsible in part for safety and accuracy (in retail) is a big part of why most retail is dangerously understaffed.

    Same for insurance agents and real estate agents in many (most?) of US. HS, a couple weeks of “teaching to the test,” and a test is all it takes. Rote memorisation. - lots of those younger folks in insurance couldn’t define what they may/may not say/promise, or who is an “Insured” under a given policy.






  • Digging my Mirage. Low-key cheap, simple display that integrates well w/ phone, and 40+ MPG.

    Also easy to paddle shift into “oh fuck” mode, which burns more gas but gets me out of some hairy situations when AC is running.

    Would prefer a hybrid, but this is the car the numbers worked out on in a sane way. I tried hypermiling in a Prius 1G (99, I think) on both a KY parkway and I24, and it sorta worked but was a huge PITA as well. Context, US 41 thru Evansville, Parkway, 24. Not terrible for the time at all, but a bit stressful here and there.



  • With ya. I smoke an odd brand that’s hard to get, in a state that (rightfully) taxes the shit out of them.

    Still costs me an even C-note every two weeks, same as always. Have I cut back, probably. But mostly because I’ve started to face my own bullshit instead of expecting smoking to fix it for me.

    I straight up enjoy my Kamel Reds, and while I don’t want to model that to the next generation, I’m the better part of thirty pack-years in.

    I can either take the risk, or downright break all the other mental health progress I’ve made. Since I have a wife and some folks I care deeply about in my life, imma go with the mental health.

    For unrelated reasons, I once was an unmitigated SOB in any interaction. On the rare chances I’ve been in hospital, I’ve been miserable.

    Right or wrong, I prefer to communicate with people rather than attack them, and quitting now would not help that.

    RJR can have my money, they won’t get the next genration’s money. We have dispensaries, video gaming, and casinos on every corner in my state. My choice of vice could be far worse, and I’m kind of grateful that I settled on smokes, and not gambling.