You gotta remember the time horizon, even with historically bad presidents in office, if you smooth the line of the stock market returns over 10, 20, or 30 years, it ends up looking like a really, really good as an investment opportunity. Especially if you’re into dollar cost averaging.

Basically, if Trump tanks the stock market by going way overboard with things like tariffs, that would (at least looking at historical trends, I’m no financial expert or anything) make for a killer time to buy into the stock market because you’re getting stocks at a “discount.” Then when a different president / legislature comes into office, and if they turn around the economy, your investment would rise faster than otherwise expected.

Again, you gotta do what’s right for you, this isn’t me saying you should absolutely invest or anything, especially if your basic needs aren’t met or your emergency savings aren’t at a good enough level to last 6–12 months unemployed. This is just how it has been for the last ~100 years.

I’m not certain why they have HSA after 401k and IRA, but some possible things I can think of:

• HSAs can be harder to take advantage of of the triple tax benefit if you’re retiring early (that is, still younger and healthier)
• HSAs probably have worse investment options than an IRA
• Allowing the user to optimize their Roth vs Traditional mix

Again, I don’t really know because you’re right about the HSA triple tax advantage making it seem better than IRA or 401k, but I’m sure there was a reason given if you care to trawl the subreddit.

As much as I hate to send you to Reddit, the r/personalfinance flowchart is hard to beat for most people. I’d recommend you start there to make sure you’re not overlooking something like your emergency fund.

There’s also hardly any reward (comparatively speaking). Yields are crazy high right now on savings accounts, but they’re going to continue to drop, vs investing in the stock market (over the long term) is much more likely to maintain a much higher rate of return. Even at 5%, you’re really only getting about 2% growth since inflation is stuck at 3% right now. That compares to a long term average in the stock market of 7-9% after inflation.

Not to say that OP should do that, necessarily. Especially if they haven’t built their emergency fund which is far more important than investing, until you have a safe amount.

To expand upon “walled gardens”, the customers are not just you and I, it includes the majority of the Internet since they’re all running on the cloud, a.k.a., AWS, MS Azure, and Google Cloud.

Scenario 5: put it all in one big long docker-compose.yml and cross your fingers that docker isolation does its job.

E: definitely not what I do, no siree

Airlines do in fact use excess cargo space to ship things for shipping companies / postal services. I’ve also heard before (I can’t verify though), that airlines are more than happy to leave your luggage behind if it means they can squeeze on one more piece of cargo since the cargo makes them much more money than they otherwise would have to pay you for delaying your luggage.

https://science.howstuffworks.com/transport/flight/modern/air-freight1.htm

We have the best technology in the world, because of sue.

Dammit who forgot to stick the bubble gum back in the contraption this time? Don’t you know that’s what helps stick the duct tape?

The Cmd + Space combo on MacOS was a game changer. Finds EVERYTHING on the computer.

Proper, built-in, functional sleep and hibernation

This is the game that got me really back into craving gaming again. I hadn’t played for months and months (maybe years), but this game got me hooked again.

I don’t have an answer for this, but I wonder if something for this could be set up with a docker container. I know LinuxServer.io has a really good image system where you can run a container with “mods”. For example, you might be able to run their base Ubuntu / Fedora / Alpine image and then customizing it to run your script as a service / cron job / systemd service.

https://hub.docker.com/r/lsiobase/ubuntu

https://docs.linuxserver.io/general/container-customization/

Don’t worry, Bambi, in Germany, die means something else entirely

Touché

This is a screenshot from the Morning Brew newsletter. They’re honestly pretty great, love these stock hot takes.

I tried to cross post it here: https://lemmy.world/post/22093917

Not sure if I did it correctly, though

I don’t think so, I had to go in and do the song and dance with changing a config file. Reposting this comment here for posterity.

1. Delete .kobo/KoboReader.sqlite (if you are already signed in).
2. Restart Kobo
3. DO NOT tap “Set up over wi-fi”. Press the other one and connect it to a computer.
4. Go to .kobo/Kobo/Koboreader.config (or something like that)
5. Open the config file and under [ApplicationPreferences], write on a new line: SideloadedMode=true.
6. If you did not do steps 1 and 2, delete .kobo/KoboReader.sqlite.
7. Eject and restart ereader.
8. Yay! You just bypassed registration!

Not without significant hurdles due to Amazon’s (very intentionally crafted) walled garden. You’re locked in by the file format as well as Amazon’s DRM. If you do anything to bypass this, it’s technically illegal as a violation of the DMCA.